Remember these, always
📄Always ask for the policy document and read the exclusions before signing anything.
⏳“Guaranteed returns” claims on market-linked products should always raise a question.
🔐No genuine policy requires you to decide within minutes — that pressure itself is a red flag.
✍️You can always verify any claim directly with the insurer’s official helpline before paying.
📞IRDAI and insurers never call demanding instant “fees” or “charges” to release your money — that call is always a scam.